"seek and you shall find"

Thursday, July 1, 2010

Welcome Future Billionaire!!!

Greetings fellow Citizen of the World!

I would like to extend a warm welcome to you my respected reader and thank you for arriving here safely without being distracted by the countless numbers of "VERY DISTRACTING" contents sprawled all over the canvas of a browser.

With much patience and leisurely behaviour, you will soon discover that this was not contrived to feed on the vulnerability of desperate people, but it is my personal guide to unlocking the Wealthy Person within you.

Take your time through each post and do feel free to drop me a comment on just about anything. I would be glad to receive E-mails from anyone, however, I will not attempt to promise but I will try my best to reply every respective sender.



Tuesday, May 22, 2007

Magnum 4D Secrets

So you want to be rich and you still believe that the only way you are going to get there is by CHANCE! Well I'm not going to stop you from hitching a ride on that shoddy bus they call LUCK. But if you insist, I am only going to give you a couple of suggestions. I am going to show you how you can possibly cheat chance and beat the odds.

*Please bear in mind that this information caters to Malaysian Magnum 4D participants only.


If you're addicted to winning and all you want is may be a special prize for that RM1.00 you bet on your lucky numbers for any of the three draws in a week, you could be one of those frustrated individuals who suffer the enormous missed-target depression syndrome (MTDS) . Take my advice, don't think of wasting another Ringgit on the next draw if you can't predict at least three digits two draws before.

That's right! Prediction is the secret to winning. While most of us pay frequent visits to witch-doctors and numerologists to obtain a single array of four digits, some even go to the extent of recording license-plates of unfortunate vehicles. That's not what I am talking about!

The game is very much a mathematical game of chance. All you'll ever need is a keen eye for random sequences in order to predict at least the 3 most probable digits that will occur in the next draw. When I say three digits, I mean three digits in an array of four digits to be bet on.

I began a study on winning numbers about four years ago. Images of me paying a visit to the local betting counter and staring at previous numbers that were drawn and later placing a bet of one pathetic Ringgit on the number of my choice may be a common scene for everyone. I remember leaving the counter feeling like I've already won and sometimes the outcome of the results are far much more demeaning than the act of gambling itself. Just like you, I was frustrated, in despair and hopeless to bet anything on anything at all ever again. But it's a disease that we all catch in return for great expectations.

Now the secret is with me but I am not going to charge you anything to start winning or at least feel closer to winning than you've ever been before. I am not yet about to disclose anything in this blog. However, if you are indeed interested in cashing in a little extra on the 'penny-stocks' you buy at 4D counters (I suggest Magnum), please write in to muzarpicks@yahoo.com for more inf ormation on my Magnum 4D Secrets articles, or call
016-2968625 and ask for Prince.

Friday, March 9, 2007

To Get Rich, Just Follow the Instructions

Ben Stein
How Not to Ruin Your Life

My little brain simply can't stop putting things into categories and seeking to find the patterns in life.

One of the many patterns I've noticed is that some people in the United States are much richer than others. We have a nation filled with opportunity: free education, easy investing, and cheap interest rates. And yet there's stunning financial inequality.
Disparity by the Numbers

According to my wonderful pal, Phil DeMuth, the top 1 percent of all wealth-holders in the U.S.

own about 44 percent of the financial assets of the country, mostly in stocks and bonds. The top 10 percent own about 80 percent of the financial assets of the nation.
The top one-tenth of 1 percent of earners in the nation earn about as much as the bottom 40 percent. That is, about 130,000 high-income Americans earn as much as the bottom 120 million Americans combined.

To me, this is stunning -- almost frightening. But the real question it poses is, how did the ones at the top get there? Obviously, some do it through inheritance, and some have spectacular athletic or musical abilities. But what about the others? How did they get to the pinnacle of wealth?

Think First, Get Rich Later

I'll to offer some homely speculation. First, as the genius financial planner Ray Lucia would say, the first step is to have a plan to save. Without equilibrating assets and liabilities by accumulating lots of stocks, REITs, and cash, you won't get there
But I'm looking for something more basic here. How do you get the income to start saving meaningful sums?

Here's a clue: think. In 1996, when I started shooting "Win Ben Stein's Money," I was assigned a bodyguard named Yaniv. He was a former Israeli soldier, and as tough as old boots. We worked together happily for about 900 shows, and then we worked on "Star Search" together, after which we went our separate ways.

Occasionally, Yaniv would help me set up electronics equipment. He always did a great job because he read the instructions and then followed them.
Up the Ladder

Not long ago, I bought some new stereo equipment for my house and I called Yaniv to come over to install it. He showed up in an immense truck and told me what he'd been doing for the past few years.

He'd become a construction foreman on a jobsite building condos. He was so good at reading instructions that he became a contractor. He was so good at that, investors hired him to build still bigger buildings and paid him a good chunk of the profits.

Now he's building large developments and gets an even bigger share of the startlingly large profits. If a unit costs $300,000 to build, it's not unusual for it to sell for $600,000 to $800,000. Of course, you have to factor in the cost of the land, permits and legal issues, advertising, and the time value of money. But all in all, the profits are consistently immense.
Yaniv, a 32-year-old who still gets a thrill out of his Ford truck, is well on his way to being in the top 1 percent and, after that, the top one-tenth of 1 percent.

Outstanding in Your Field

How did he do it? He reads instructions. Yaniv reads building plans very carefully, then he reads permit applications carefully, and soon a building is done.
Beyond that, he reads life's instructions carefully, too. People make a lot of money building condos in Los Angeles even in an economic slowdown, so Yaniv entered a field that leads to making money.

If he'd continued on as a bodyguard he would've had fun, but he never would've gotten rich. And here his experience proves the great advice of Warren E. Buffett: It's better to be medium-good in a great field than great in a medium field. There are some fields where a lot of money can be made, and real estate development is one of them.

Law is another one, at private firms. Medicine -- if you're a surgeon -- is another, and finance is the highest-paid one. Starting a restaurant isn't a moneymaking field. Teaching and writing, except in the rarest of cases, aren't either. Acting is almost never highly paid, and police work never is highly paid.

Making the Choice for Wealth

Please notice a pattern: the most interesting and psychologically rewarding work is rarely the best-paid. So choices must be made.
If your goal is to be in that top 1 percent of wealth-holders, you have to do what Yaniv did. Follow the instructions to where the money is, and to where it isn't.
There's nothing -- absolutely nothing -- about people who have money that's better than people who don't. But if you want it anyway, simply follow the instructions as to where to find it. It's not that complicated.

Thursday, March 8, 2007

About Ben Stein

Ben Stein is a lawyer, economist, and commentator on finance (and a well-known actor and Hollywood personality).

Stein served as an economist at the U.S. Department of Commerce. He has been a longtime contributor to Barron's and a columnist and editorial writer for the Wall Street Journal. He has also written extensively about finance for New York magazine and the Washington Post.
In addition to writing for Yahoo! Finance, he currently writes a biweekly column on economics and finance for the New York Times and appears weekly on the Fox News network commenting on finance and economics.

He is the author of several personal finance books, including "How to Ruin Your Financial Life," "Moneypower: How to Make Inflation Make You Rich," "Financial Passages," and -- with Phil DeMuth -- the best-sellers "Yes, You Can Time the Market," "Yes, You Can Be a Successful Income Investor," and the forthcoming "Yes, You Can Still Retire Comfortably."

Stein, whose father was well-known economist Herbert Stein, grew up in Silver Spring, Md. He graduated from Columbia University in New York City in 1966 with honors in economics. He studied law and economics at Yale from 1967 to 1970 and graduated from Yale Law School as valedictorian in 1970.

Stein is Honorary Chair of the National Retirement Planning Coalition, and lives in Los Angeles, Calif.

For more information about Ben Stein, visit his website (www.benstein.com)

"Seek and you shall find!"

count me